Still no money for me

Got a letter in the mail yesterday from my bank. Letter states Sun Trust said at the time the check was deposited in my account, there was insufficient funds to cover the check. My bank will try to send it through the system and just maybe by next week the funds will be there. Meanwhile, I'm still broke, Rachel is still bitching she doesn't have any new shoes for the new school year. Boo Hoo..

Life just sucks for me

So I went to my bank this morning to see if I could get a bit more of an explanation about why they won't let me have access to any of my paycheck. They said that because I don't have a spare 900 bucks sitting around, they will not allow me to have access to any of the funds right now. My goddam car insurance bill is due to be automatically withdrawn from my checking account on 9/2. They aren't going to credit my account until 9/4. Wow. Screwed again...

On Wednesday I had my English lit class. Funny, like deja vu, I remember taking English lit years ago... But, they are making me take it again. WTF? What a waste of my time. The teacher gives out the syllabus and I see my LEAST favorite author- evil bitch named Flannery O'Connor from Savannah. I had to read some crap she wrote and I HATED every word of it. When we had to make our introductions, I noted how much I despised FO'c. Guess what? My teacher loves her and did her master's thesis on the bitch. This will go well..

Teacher asked us to write a 3 paragraph paper on one of three topics. I picked the American Dream...
The American Dream was alive and well until about the year 2009. Millions of immigrants from around the world flocked to this country for a chance to own their own home, make a decent living and give their children a better standard of living.

Now, this is no longer the case. More Americans than ever are relinquishing their citizenship. Less Mexicans are crossing the border to the United States. What has happened to the dream?

The dream is shattered because the country is devastated from years of fighting wars, corruption in banks and financial institutions undermining the economy and incompetent leadership in all government agencies from the presidency to the local city manager. It will take a mighty leader with determination to turn this around. I don't believe it will happen in my lifetime. 

I can INVENT new ways to get screwed

Well, finally got paid yesterday for my bill that I submitted on 8/15. As normal, I deposited the check into my account. I got access to 10% of the funds yesterday and got $25 in gas for myself, $20 in gas for Rachel, $60 for Rachel for school clothes. Then. I checked my checking account this afternoon expecting to see a nice fat figure in my account. What I see it squat and this notification:

"Deposit Holds mean a check has already been credited to your account, but the funds are not available for your immediate use.

• To avoid overdrawing your account and incurring overdraft fees, please do not make withdrawals or write checks against these funds.
• You can find your current Available Balance on the Account Summary and Account Activity page.
• We may delay funds availability further or reduce the amount of funds currently available as we continue to verify your deposit. "

The money is being put on HOLD for 14 DAYS. This is the explanation I got when I called:

Wells Fargo says "many factors enter into the decision to put a hold on this check when no hold has been placed on previous checks deposited to this account. Wells Fargo may have been notified that the item has a high probability of not being paid at the maker bank. " This is why the bank has put a hold on this check. This is a direct quote from my WF rep.
See, I found a new way to get screwed!

A real Sh*tty day

What is this?

Yesterday afternoon, Rachel arrived home at 1:30 pm. Yes, she had been out all night. She came home without her car or shoes. She lost her new keys and her shoes and has NO idea where they are.

This morning, Rachel came home at 5:15 am. YES, AM. She rang the doorbell. Yes, Bill had given her a new house key and I gave her the last car key. Why did she ring the doorbell when she had a key? Good question! Her reply- I didn't want to wake up everyone. Huh? Ringing the door bell, waking up the dogs, who now bark at the door, making me get up out of bed to open the door, shut off the alarm then re-set the alarm. Makes more sense than Rachel opening the door, shutting off the alarm and re-setting the alarm. Dogs won't bark if the alarm is shut off in a few seconds. Hmmm. Then, Bill gets up and walks the dogs at 6:30. I feed the dogs when he returns and he says, Rachel needs to clean the sh*t off the door frame. Check it out. Seriously. GROSS. Then, I wait for Malcolm to open next door. I watch his video.
Rachel arrived just after 2 am. Proceeded to sleep in her car until 5. Then, stumbles to the back of her car where it appears she slipped to the ground and took a loose bowel movement. It was behind her car, all runny looking. Then, she wandered to the porch. That's what is on my door frame. Rachel denies it all. But the video and (dna) evidence do not lie.

Still have no money, this sucks

I submitted a bill on Wednesday for my pay from the lawyers' office in Florida. I was told a rush would be put on it. I waited by the mailbox on Friday, nothing. Saturday, nothing. So I sent an e-mail to the person that hired me. He says that if I have a bank that has a local branch in Florida, maybe they could direct deposit the money. I void a check, scan it and send it.
This morning I get an e-mail... Couldn't process my invoice because my zip code wasn't on it. What kind of s**t is that? I'm pissed. When was I going to be told about the missing zip code? Did you ever hear of www.usps.com? I use it whenever I need a zip code. Looky here. I entered the street address and Shazam! the USPS gives me the complete zip!

You entered:

314 W 35TH STREET
SAVANNAH GA

Here's the full address, using standard abbreviations and formatting...

314 W 35TH ST

SAVANNAH GA 31401-8009

 

Forgot to mention this the other day, Bill heard a gun shot around 4am. Bill was talking to our insomniac neighbor later the same day while walking Chip. Neighbor said he was on his second floor porch at 4 when he observed a guy walking down our street, lifting up door handles on cars. Neighbor ( I'm not mentioning names to protect the innocent...) slipped downstairs and shot his pistol into the ground. A-hole took off screaming like a little baby! 

busy busy

Hiyah looking rough

Hiyah was looking a little rough yesterday. His clothes were filthy. Wonder if the old lady threw him out or something?

What a week. I've been fighting to get Rachel enrolled in school and myself, too. Financial aid has been a bitch. The guidance counselor at Islands HS won't do a thing for Rachel. It is frustrating. She kept telling me that Rachel needed to apply back in June. Kept looking in folder after folder on her desktop to PROVE to me that the deadline is June... Couldn't find it though. And she would NOT sign the papers for Rachel to do Accel.. What an ass. Then Rachel said she would take on line school, but the counselor is dragging her feet to fill out her part of the process for that, too...

It took all week but I was finally able to get my financial aid set. That means I can start school next Wednesday and my books will be paid for with my aid..(loan)

Finally, they say God protects fools. Well, it is best not to depend on that because he might be busy when you need him... Point is, I told Rachel to put air in her tire. Told her to go to an Enmark gas station about a mile from the house. Gave her my frigging GAUGE...After 5 days of her not filling the tire, I made her follow me to the station this afternoon, since I had a low tire, too. MY GOD, one tire of Rachel's had 10 lbs and one had 12 lbs! There was a vicious storm yesterday that she was driving to Tybee Island with 2 low tires.. Wow. What an idiot.

New Job

Well, I have been busy this week signing people up for an attorney's office. Everyone I have met with, I've been able to sign. I only had one person that was a bit difficult but I talked him through the contract and he signed.
Now...the big question is PAY. When... While talking to my contact at the law firm, he mentioned that WE don't get paid if the clients fail to go to the chiropractor. That wasn't stated to me when I signed on. Though I let the clients know it is in their best interest to go and get treated, I can't make them. So, when I sent an e-mail to the brother of the attorney asking about payday, he said he would talk to me this weekend. I'm getting a little antsy as this is Sunday and it is almost 3 PM and I haven't heard from him... I have an appointment with a client tonight at 6 and then I am off all day tomorrow. I better hear something...

Yesterday at 6:30pm, about a mile from the house, a 5 year old child was shot. Hmmm. What the hell could a 5 year old have done? The news just says it was life-threatening injuries and he was transported via private car. This doesn't sound good. Then when you go on the newspaper's website to read about it, this is one comment:

"This article was originally posted at 12:41 am. It was "updated" at 8:04 am but there is no change in the text. No, the only change here is that the Savannah Morning News censor did not like the tone of the comments and scrubbed the site clean. This newspaper doesn't like the fact that there are regular commentators who post opinions that are more on target than their own editorials or raise points that turn up as features a few days later. I can't tell you how many times one of my ideas has been lifted by SMN columnists, sometimes verbatim. But then the SMN censor does not hesitate to delete my edgier comments or those that might use a censored b*d w#rd.
On present form, the SMN is scared to death to speak its mind or to accurately reflect the opinions of the community it serves. It roundly fails to hold local elected officials accountable. It totally fails to understand the public's sentiment toward government abuses such as T-SPLOST. And it continues to take a wait-n-see attitude toward how our taxes are spent or wasted.
By scrubbing comments clean this newspaper engages in a violation of the constitutional right to free speech. The very rules that govern this site are an encroachment upon that same constitutional right. And if this is the town's only major newspaper, then the result of such practices is deadly to a free society." Midtown Mojo

My Side note *T-Splost= asking us to pay an EXTRA 1% sales tax for a bunch of transportation stuff- like making a bike path on one of the islands that no one seems to want, like removing an overpass that the people don't seem to be too interested in having removed...Thankfully people saw through it and like me voted it down...

Now for some good news, Rachel got a call from The Crab Shack. I'm going to drive her out there for an interview. Wish her LUCK! You can check out the place at
www.thecrabshack.com
I love the place. Hope I can get a discount!

Busy Week

Man living in the gutter

Dirty South Records new business adventure

Well, I finally heard back from the law firm in Florida that is opening up an office here. I had a phone interview back in June and was told I would be a great candidate for the investigator position. Then, I heard nothing. Finally, last week, I got a call out of the blue and a personal interview. Now I have the job- but it isn't a regular 9-5 with bennies... It is under the table, meeting with people that have been in car accidents and signing them up for the attorney.
On Friday, the first client they gave me, wouldn't answer the phone.  But, later in the day,  I signed up a family so I made $100+ for about an hour of work. Then, they gave me 2 more clients to call. I met up with one girl, she was 24 years old with 6 kids, ages 4 months to 9 years! She showed up with no ID, a push up bra and a tank top with her left breast pushed right out and up! She signed the paperwork and agreed to meet with me again at noon time on Saturday with her ID and the accident report. She no-showed. Another appointment on Saturday at 9 am was also a no-show. So, that was a disappointment. We will see what happens on Monday.

I was so happy when Dirty South Records was closed down. About 2 weeks ago it opened back up. See the card above. These flyers were put on cars in my neighborhood. It is the same A-hole with the white Crown Vic that owns this business. Why is he open again? I don't understand why the city closed him down and let him open up under a new name but the same old BS and now GOLD TEETH! Whoppee! And who is going to go to a place like this? The same clientele as went to Dirty South Records. All Bad.

The picture on the left is a man who stays in the gutter at 35th and Montgomery. I don't get it. He sits there day and night. Bizarre. He does leave at various times of the day and night, but most of the time he is right there.

Heard a song on the radio this morning that describes quite a few people around here (Hiyah comes to mind...)
 What's the use of getting sober
When you're gonna get drunk again
 I went out last night about half past one
Thought I'd whoop it up a little and have some fun
I got me a half pint about half past two
Mmm, mmm, the way I was feeling you know what I wanna do
Got me a pint about half past four
Felt so good, went out and got me some more
Got me a quart about half past five
Boy, that was so nice didn't know if I was dead or alive 
What's the use of getting sober
When you're gonna get drunk again!